Forum Thread: How to Save on the Purchase of Medicines

Medicines often cost too much, experts say. They criticize doctors for prescribing expensive drugs. Price of medicines in the Canada Drugs Online sites are often more expensive than in other countries. This is the conclusion of the current Drug Prescription Report, for which the authors compared drug prices in Canada and the other countries. But 3.1 billion dollars could be saved according to the report, if physicians instead of expensive original preparations would prescribe more cheap generics. In addition, every person can do their own bit to save on medicines.

Compare prices

It is worth comparing the prices of different providers - even in individual pharmacies. For over-the-counter medicines, pharmacies are not tied to fixed prices. Research on the Internet also shows savings potential. On some online pages, you can compare the drug prices of different providers.

Choose cheap generic

A lot of money can be saved if generics are used. These are copies of original medicines that manufacturers are allowed to bring to market after the expiration of patent protection. Generic quality is not worse than originals. There may be differences in color and shape as well as preservatives and flavorings. The release of the drug and its absorption in the body could vary slightly. If your doctor prescribes an original preparation, you should discuss with him if there is an alternative generic. For over-the-counter medicines, ask your pharmacist for a cheap generic product.

Note out idem control

For prescription medicines, the "idem" scheme can bring savings. To do this, the doctor may not put a cross on the prescription at "idem" ("the same"), for example, he prescribes only the active substance and no specific preparation, which the pharmacist then selects and can choose the most favorable remedy The doctor of "idem" and thus determines a preparation, should you address him on whether this is medically necessary or even a cheaper means in question, advises the Central Association of Statutory Health Insurance.

Take medicines without additional payment

For each prescription medication is a surcharge of ten percent of the price - at least five dollars and a maximum of ten dollars each customer must pay from his own pocket. However, the additional payment may never be higher than the actual cost of the preparation. However, there are a number of prescription drugs where health insurance does not need to pay a penny. This is the case if the price of the prescribed medication is at least 30 percent below the fixed amounts determined by the funds. For which medicines do not incur additional payment, you can inquire at the pharmacy.

Pay attention to discount agreements of the funds

Many health insurance companies enter into discount agreements with pharmaceutical companies to reduce the cost of prescription drugs. Depending on the contract, the insurers may waive half or even all of the additional payment of at least five and a maximum of ten dollars. However, this only applies to the insured of the respective health insurance. For which preparations no or less additional payment is due, your pharmacist can tell you.

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